E031 - The Finance Expert: Your Ultimate Guide For Saving Money In 2024 | Nischa

Nischa is a former investment banker and chartered accountant with a decade-long career in finance, including working at one of the world’s largest investment banks. Her mission is simple: to help people take control of their finances and improve their lives through easy, actionable lessons on financial literacy and self-development. With close to a million YouTube followers, Nischa shares financial smarts on investing, tax, saving, and more. Tune in for the next hour as we dive into her story and unpack practical insights on money management, risk-taking, and personal growth.00:00 Introduction03:50 The importance of financial literacy05:40 Nischa’s 10+ year financial background: banking, investing & accounting07:47 Value of day jobs & corporate skill building09:00 Turning down £100K to pursue YouTube full-time12:12 Fear of the unknown & taking risks14:24 Common financial struggles & understanding taxes18:22 Nischa’s advice for hiring an accountant23:15 How to save & allocate your money effectively25:20 Inflation & the rising cost of living in the UK29:50 Skills to increase your income34:44 Property & real estate: rent vs buy43:31 Buying versus leasing a car46:31 Tracking your finances and spending habits51:18 The two biggest financial mistakes54:24 Should couples have shared bank accounts?57:40 Mike’s take on if his partner earned more1:03:14 Transparency in financial relationships1:08:50 What Mike looks for in a partner1:12:34 Nischa’s plans for the future» Escape the 9-5 & build your dream life - https://www.digitalplaybook.net/» Transform your physique - https://www.thrstapp.com/» My clothing brand, THRST - https://thrstofficial.com» Custom Bioniq supplements - https://www.bioniq.com/mikethurston• 40% off your first month of Bioniq GO• 20% off your first month of Bioniq PRO» Join @Whoop and get your first month for free - join.whoop.com/FirstThingsThrstFollow NischaYouTube: / @nischaInstagram: / nischa.meTikTok: / nischa.meWebsite: https://nischa.me/