New Changes To Lending Limits Agents Need To Know About! • Learning With A Lender • Joel Schaub

Welcome to the October episode of Learn with a Lender with Joel Schaub of Guaranteed Rate! In this episode Joel discusses the changes happening in the lending world and also shares strategies for listing agents to get the most out of the changes in the loan limits. Next, Joel discusses why this is a great time to buy. Joel also shares his thoughts about the upcoming market. Sign for Joel’s newspaper by sending an email at [email protected] writing “newsletter” in the subject line. If you’d prefer to watch this interview, click here to view on YouTube! Joel can be reached at [email protected] and 773.654.2049. This episode is brought to you by Real Geeks. Transcript D.J. Paris 0:00Did you know there have been changes to the loan limits for jumbo loans versus conventional loans? Or we're going to talk about that today and show you some creative solutions to get around high interest rate environments. Stay tuned. This episode of Keeping it real is brought to you by real geeks. How many homes are you going to sell this year? Do you have the right tools? Is your website turning soft leads and interested buyers? Are you spending money on leads that aren't converting? Well real geeks is your solution. Find out why agents across the country choose real geeks as their technology partner. Real geeks was created by an agent for agents. They pride themselves on delivering a sales and marketing solution so that you can easily generate more business. Their agent websites are fast and built for lead conversion with a smooth search experience for your visitors. Real geeks also includes an easy to use agent CRM. So once a lead signs up on your website, you can track their interest and have great follow up conversations. Real geeks is loaded with a ton of marketing tools to nurture your leads and increase brand awareness visit real geeks.com forward slash keeping it real pod and find out why Realtors come to real geeks to generate more business again, visit real geeks.com forward slash keeping it real pod. And now on to our show. Welcome to another episode of Keeping it real the largest podcast made by real estate agents and for real estate agents. My name is DJ Parris, I'm your guide and host through the show today, once again, is our monthly series learn with a lender with Joel shop from guaranteed rate. Now, Joel is the vice president of lending at guaranteed rate. And he's been doing loans at a high level since 2003. And he got to that level because of what he does specifically for agents, which is that he gives back part of his commission to the buyer on every transaction. So last year alone, Joe gave back over $300,000 in closing costs to buyers who worked with them. And that puts Joe's volume in the top 1/10 of 1% of loan officers nationwide. fact there's 400,000 loan officers in the country and Joel is currently ranked number 137. Even in this down market. Joel has closed transactions this year for 102 million. So if you are looking for a loan officer,