Mortgage and refinance interest rates today, November 1, 2025: Watch the 10-year Treasury

Mortgage rates have been volatile, with the average 30-year fixed rate at 6.11% and 15-year fixed at 5.58%. Despite a slight drop since early July, rates may not decrease significantly before year-end. Consider refinancing to secure a lower rate, but improve your credit score and reduce debt first. Stay informed about market changes to make the best decision for your financial situation.The Daily News Now! — Every city. Every story. AI-powered. Hosted on Acast. See acast.com/privacy for more information.