SBA 7(a) Pari Passu Lending To Acquire A Business With Bruce Marks | Ep. 9 | My SBA Loan Pro Podcast

Bruce Marks has made a career out of mastering lower middle market business acquisition financing by leveraging the SBA 7(a) loan program coupled with a Pari Passu conventional loan for loan requests that exceed the SBA's $5 Million borrowing limit.

In this Episode Bruce pulls back the curtain revealing how to structure a Pari Passu loan for success by diving deep into risk assessment, the searcher, the target business along with working capital, quality of earnings report, debt service coverage ratio and a whole lot more.

If you liked this content, let's connect on social media:

Instagram: https://instagram.com/mysbapro

Twitter: https://twitter.com/mysbapro

LinkedIn: https://linkedin.com/in/ryanpatryck

Chapters:

00:00 Introduction

00:29 - Bruce's Bio

00:38- Assessing Risk in Loan

06:01 - Preparing for Pari Passu

19:39 - Searcher Profile

21:12 - Importance of Credibility

26:36 - Qualifications for Business Acquisition

22:54 - Experience vs Education

28:54 - Business Model & Sustainability

31:49 - Borrower Profile

32:56 - Transferrable Skills & Experience

40:44 - Case Studies

51:18 - Debt Service Coverage Ratio

59:00 - Understanding Business Working Capital Needs

01:03:33 - Deal Breakers & Industry Preferences

01:07:00 - Searcher Preparedness

01:14:32 - Contact Bruce

More Subject Matter Experts Playlist

https://youtube.com/playlist?list=PL1v-z-ZlTQ4FuSfq8GRuV9jJY3dd5vw9p&si=04XGGOYICU8pngKN

⁠More ThinkSBA Resources

⁠https://calendly.com/thinksba - Schedule Call

https://g.page/thinksba - Google Business Page & Reviews

https://thinksba.com/faq - Frequently Asked Questions

https://mysbaloanpro.com⁠ - My SBA Loan Pro Podcast

http://youtube.com/@thinksba - YouTube Channel