Rebuilding Checking & Cash Management with Jiko

Stephane Lintner is Co-Founder & CEO of Jiko, a new take on the money storage and transaction layer in banking, a.k.a. checking accounts and cash management.   Jiko was founded in 2016 with the mission of providing consumers and businesses with direct access to spendable T-Bills, combining all the benefits of checking accounts with the safety and, depending on the economic cycle, yield of treasuries.   Jiko has raised $89m according to Crunchbase, including $40m in October. Jiko offers accounts directly to consumers via an app and to corporates and platforms via API. Jiko owns and operates an OCC-chartered national bank, which it acquired in 2020, and a registered broker-dealer.   In this conversation, Stephane and I discuss Jiko’s concept and ultimate vision, the implications for the existing banking model, Jiko’s successful bank acquisition, the relationship with adjacencies like stablecoins and CBDCs, and more.   Thank you very much for joining us today. Please welcome, Stephane Lintner

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Financial innovation, technology advances and social changes are sending shockwaves through the financial services industry. In an age of increasingly rapid change, important questions, debates and developments are unfolding before our eyes. These ideas, and the choices we make in response to them, will shape our future. Technology is vastly powerful, creating new industries in response to – or sometimes in anticipation of – changing customer expectations. Rebank explores the trends, developments and challenges that define our age and shape the future role of money, banking and financial services.